Rivers Leasing

Why Lease

John Paul Getty, the oil tycoon said to be the richest man in history, once remarked: “If it appreciates, buy it. If it depreciates, lease it.”

In the present financial climate equipment leasing and asset finance, is proving critical for many businesses. Lease finance is becoming more popular, especially with small, medium and start-up companies as it provides a convenient and easy source of finance for funding the purchase of capital expenditure such as office equipment, computer systems, plant and machinery. Almost all types of business assets can be leased; we provide varying lease term solutions with typical terms ranging from 2 to 5 years on competitive rates.

Leasing can provide the following business benefits

  • Conserve Cash Reserves: Leasing allows you to tailor the timing of payments allowing you to improve cash flow, preserve working capital or build reserves for new business opportunities, business development and Marketing.
  • Low Monthly Repayments: Monthly payments are fixed throughout the term regardless of what happens to interest rates or inflation unlike bank facilities or overdrafts that maybe subject to change in market conditions, allowing for more effective future budgeting. Leasing also allows you to have access to the latest equipment or technology.
  • Maintain Credit Lines for other use: Equipment can be acquired without affecting other credit lines, such as overdrafts and loans, making further borrowing easier. Currently, certain types of lease finance can be kept ‘off balance sheet’ helping preserve your balance sheet value.
  • Tax Advantages: There is a Tax advantage of leasing (full rental costs being offset against profit), which means leasing may work out cheaper than if the asset, were brought out right. We advise you to speak with your accountants to confirm exactly how these benefits can be realised as this is dependent on your own financial position.
  • Upgrade to the latest equipment: Leasing allows you the flexibility to upgrade obsolete and ageing equipment or to acquire the latest technology which suits your current business needs and in most cases monthly rates can be adjusted accordingly.

To obtain a no obligation quote please Request a Quote, complete the form and one of our members of staff will contact you.

Rivers Leasing Ltd - Telephone: 0208 424 8262.
Registered in England. Company number: 07376100.
Address: Amba House, 15 College Road, Harrow, HA1 1BA
Rivers Leasing is a subsidiary of Rivers Finance Group PLC. Authorised and regulated by the Financial Conduct Authority
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