As part of our overall product range we offer term loans to businesses. The criteria for borrowing is the same or similar to our asset finance services.
Our business loans are specifically intended for companies seeking to borrow between £5,000 to £100,000. Repayment terms are set between two-to-five-years, interest is fixed over the term, and both capital and interest are paid monthly. Therefore, if interest rates rise over the term of your loan, your repayments remain the same.
Business loans for your next stage of growth
Rivers' business loans are designed to help companies operate, grow and develop by gaining access to fast working capital availability, thereby providing greater flexibility, facilitating cash flow and strategic investment. For example, our business loans can be used to assist with medium-term gaps in cash flow or to enable you to capitalise on business opportunities.
With Rivers you can:
- Borrow between £5,000 to £100,000
- Terms are from two years to five years
- Interest is fixed over the course of the term
Who are Rivers' business loans for?
Our business loans are suitable for any company looking for greater cash flexibility or with a specific business development project in mind.
In general, our business loans are a helpful way for businesses to gain greater financial flexibility with more access to cash for specific projects or daily operations. They can be used to:
- Fuel business growth
- Purchase inventory
- Tax payments
- Debt Consolidation
- Marketing
- Investing in specific projects
- Making cash flow easier
The benefits of a business loan from Rivers
Borrowing from Rivers specifically has additional benefits. We act more quickly than traditional banks, which means that once your loan has been approved, you will usually have access to funds quickly and efficiently. Rivers is a highly experienced and highly trusted lender. As a business that has grown organically ourselves, we know how important it is to have access to capital when you need it and how vital it is for business development.
- We offer a swift and easy application process.
- Once you are approved, we will place the money straight into your bank account.
- If you need more later, you can apply for an increase.
Talk to the team
If you would like to find out more about our business loans, contact our relationship management team, who will be happy to assist, on 0208 424 8262.
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